Products & Services – Personal Lines

Automobile

At Vermont Mutual, we offer affordable personal automobile coverage in the States of Maine, New Hampshire, Massachusetts and Vermont. That’s not all. When we provide coverage for both your home and automobile, each policy is written at a substantial discount. Plus, you’ll enjoy the same rock solid coverage for both.

In addition, we now offer a billing plan that allows you to combine all of your insurance bills from any of our companies into a single, easy to understand payment plan. Please contact your independent insurance agent to discuss the potential savings by insuring your home and auto with the Vermont Mutual Insurance Group®.

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Dwelling Fire

No one likes to think about the possibility of a fire at home. With Vermont Mutual, you don’t have to. Our companies provide a variety of Dwelling Fire coverages designed primarily for tenant occupied properties or other habitational risks that may not qualify for Homeowners coverage. Please contact your local independent agent for a competitive quote today.

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Homeowners

Your home is your most important investment. At Vermont Mutual, we know that your Homeowners insurance is just as important. That’s why we provide a wide range of Homeowner policies including standard and preferred homeowner, tenant, condominium and mobile home policies. One of them is right for you. A wide variety of enhancements and additional coverages are also available.

That’s not all. Work at home? No problem. We now offer a Home Business Endorsement in many states that allows you to insure your in-home business exposures on your Homeowners policy, thus eliminating costly commercial policies. Our comprehensive product and pricing structure enables us to tailor a policy to suit your personal needs at an affordable price. In addition to these savings, we offer a billing plan that allows you to combine all of your insurance bills with any of our companies into a single, easy to understand payment plan. Please contact your local independent agent for a competitive quote today.

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Inland Marine

Special property requires special coverage. At Vermont Mutual, we’ve been developing our Personal Inland Marine program since 1828. Today, we use that experience to cover the items that are special to you - from Jewelry and fine arts to watercraft. That’s just the beginning. Many other classes of business qualify for this broad coverage. Please contact your local independent agent for a competitive quote today.

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Umbrella

Some say that insurance is the best way to prepare for a rainy day. At Vermont Mutual, we couldn’t agree more. We offer umbrella coverage to provide increased liability limits in conjunction with your Personal Automobile and Personal Liability policies. In the event of the claims and suits of others, you won’t be caught out in the rain, because this affordable coverage helps protect your personal assets.

In addition, we also now offer a billing plan that allows you to combine all of your insurance bills with any of our companies into a single, easy to understand payment plan. Please contact your local independent agent for a competitive quote today.

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