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Homeowners Broadening Endorsements

More Coverage, Less Worry

Homeowners Broadening Endorsements

Homeowners Broadening Endorsements—Coverage That Fits Your Needs

The Vermont Mutual Homeowners Broadening Endorsements bring together a host of supplementary coverages that add up to greater personalized protection and savings for the policyholder when compared to purchasing separately. Enjoy increased protection and coverage for items such as debris removal, theft of jewelry and fine arts, water backup, identity fraud, and much more.

Levels of Coverage to Fit Your Needs:

  • Enhancement Amendment
  • Advantage Endorsement
  • Elite Endorsement

Our Enhancement Amendment provides increased protection at a very modest cost. The Advantage Endorsement and the Elite Endorsement both offer additional savings and even more protection, including the Home Systems Protection.

HOME SYSTEMS PROTECTION—Protect Your Essential Home Systems, Appliances and More…

Back in 1828, the year Vermont Mutual was established, when the lights went out, you got another candle. Today, things aren’t so simple. Home Systems Protection helps to simplify the inherent complexity that comes with owning a modern home by eliminating the worry associated with the cost of equipment failure. Enjoy the peace of mind that comes with whole-house protection. This unique and comprehensive coverage takes care of parts and labor for many household appliances you rely on, potentially saving hundreds, even thousands, of dollars.

Included with both the Advantage and Elite Endorsements, Home Systems Protection provides up to $50,000 coverage for damage caused by a sudden and accidental mechanical or electrical breakdown for systems and equipment such as:

Central Air Conditioning
Water Heaters
Solar, Wind, Geothermal Energy
Well Pumps
Home Security Systems
Furnaces and Heat Pumps
Radiant Flooring

Water Purification and Filtration
Pool and Spa Pumps
Electrical Panels
Kitchen Appliances
Home Entertainment Electronics
Laundry Appliances
Computers, Laptops and Tablets

Central A/C Repairman



Hot Tub Repair

Underground Service Lines

Included with our Elite Endorsement, homeowners enjoy protection from expensive service line repairs. Many homeowners do not realize that when a water pipe, waste disposal line or cable on their property fails, they are responsible. This includes public water supply lines. With the Elite Home Systems Protection, homeowners are now covered for these costly repairs.

To learn more about these comprehensive endorsements, please contact your local Independent Agent.